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"China has shown demonstrable commitment and willingness in collaborating on COVID-19 related research, vaccine development, and medical equipment provision, encouraging openness and data sharing to help ensure diagnostics, vaccines and prevention measures are developed rapidly for the benefit of every nation," he said.

"China has one of the most sophisticated e-commerce and digital landscapes in the world, which we plan to make extensive use of," he said.

"But there are still challenges for Chinese companies because of the lack of a mature employee training system, institutionalization of decision-making and the work-life balance that many candidates still aspire," he added.

"China is on the cutting edge of the fintech industry and will provide a robust and exciting career for many years to come," Lance said. "Fintech also provides opportunities for those in related technology fields."

"But, for small banks like us, even with one single case of default, it would spell doom for that year," she said.